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Howes Commercial Finance
Trade Finance: Fund confirmed orders and supplier payments from £50,000 to £5m.

Business Finance

Pay suppliers before your customer pays you.

Fund confirmed orders and supplier deposits from £50,000 to £5m.

Facility range
£50,000 to £5m
Cycle
30 to 180 day cycles
Coverage
Import, export and domestic
Security
Usually security-light

What it is

Trade finance funds the gap between paying a supplier deposit and your customer settling the invoice. It covers letters of credit, purchase order funding and stock finance, and it usually requires a firm purchase order or contract rather than a forecast.

It commonly stacks with invoice finance to cover the full trading cycle: trade finance pays the supplier, invoice finance releases cash once you have invoiced the customer. This suits importers with confirmed orders they cannot fund from cash alone, including those buying from suppliers in Asia, Europe or the US through letters of credit and documentary collections.

Who it suits

  • Importers with a confirmed order they cannot fund from cash
  • Wholesalers needing to pay a supplier deposit before goods ship
  • Businesses using letters of credit with an overseas supplier
  • Companies whose trading cycle needs both a supplier facility and an invoice facility

Start an enquiry

Tell us what you need to fund.

How it works with us

01

We look at the purchase order or contract and the supplier terms

02

We structure the right instrument: letter of credit, purchase order funding or stock finance

03

Terms return within 24 hours, sized against the confirmed order

04

Funds release to the supplier, and the facility is repaid as the customer settles

Questions

Get in touch

Tell us what you need to fund.

Send enquiry