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Howes Commercial Finance
Bridging Finance: Bridging finance from £50,000 to £25m for auction purchases, refurbishments and chain breaks.

Property Finance

Short-term property finance, arranged at speed.

Facilities from £50,000 to £25m, with completion achievable in as little as five days.

Facility range
£50,000 to £25m
Term
3 to 24 months
Speed
Completion in 5 to 21 days
Security
First and second charge

What it is

Bridging exists for one reason: the money has to be there before the sale or the refinance lands. Auction completions run to 28 days. A chain breaks and a purchase has days, not weeks. We arrange facilities from £50,000 to £25m, and on a clean title with a valuation in hand, five days is achievable.

Understand gross and net loan before you compare quotes. Gross is the facility before fees and retained interest. Net is what actually reaches your account. What gets a bridge approved is not the property. It is the exit, whether that is a sale or a refinance onto a term facility, and it must be evidenced, not asserted.

Who it suits

  • Buyers completing an auction purchase inside 28 days
  • Chains that have broken with days rather than weeks to complete
  • Owners refurbishing a property before refinancing onto a term product
  • Buyers of unmortgageable stock that a high street lender will not touch

Start an enquiry

Tell us what you need to fund.

How it works with us

01

We confirm the security, the loan to value and, critically, the exit route

02

We size gross and net loan so you know exactly what lands in your account

03

Terms return within 24 hours, and we push for a five day completion where the title is clean

04

The facility runs until the agreed exit, sale or refinance, repays it

Questions

Get in touch

Tell us what you need to fund.

Send enquiry